This website and its contents are for information purposes only and are not intended to serve as financial, investment, medical, healthcare or any other type of advice. The Netcare Group (Netcare) makes no representation or warranties of any kind, express or implied, including the accuracy, completeness or reliability of the information contained on this website, and shall not be bound in any manner by any information contained on this website. 

Any reliance on any information on this website shall be at the user’s own risk. Netcare does not warrant that this website will be uninterrupted, without delay, error-free, free of viruses, destructive material or any other data or code which is able to corrupt or compromise a computer system and the operation of such a computer system. Netcare does not make any representation regarding any other websites which may be accessed through this website, and accordingly shall not be responsible for the content or use of such websites. 

Netcare reserves the right in its absolute discretion to change the content, suspend or discontinue this website or any aspect thereof at any time. Netcare shall not be responsible for any loss or damage of whatever nature (including consequential loss or damage) suffered or incurred, directly or indirectly, by the user or any other person as a result of relying on, or incidental to, or the use of, or any matter relating to, the information contained on this website.

 The user hereby agrees that any dispute of whatsoever nature relating to or arising out of any use of this website, whether directly or indirectly, shall be governed by the laws of the Republic of South Africa, and shall be subject to the exclusive jurisdiction of the courts of the Republic of South Africa. 

Netcare does not permit the use of spam or any offensive, defamatory or derogatory e-mails, messages or other materials and should such e-mails, messages or materials be sent it will be a result of the sender sending such e-mail, messages or material without the authorisation of Netcare and the sender shall be held liable in his/her personal capacity.

The user hereby acknowledges that he/she has read and understands the disclaimer and has agreed to be bound by the terms and conditions hereof.